CU on Payday provides a quick, convenient solution for the short-term cash needs of credit union members and others in the community.

The company was created by a credit union to allow credit unions across the country to offer their members a lower cost alternative to store-front payday lenders, and to provide a service no longer available through traditional financial institutions.

Our payday loan solution offers a fast, easy and convenient way to get money when you need it most. The CU on Payday staff will treat you with courtesy and respect at each encounter no matter your situation.

CU on Payday offers you the ability to apply directly online, or from any fax machine. When you're in need of cash for life's sudden surprises or any reason, think of CU on Payday. We're here to help you and your family make ends meet.

CU on Payday, Myinstacash or Capital Finance LLC is licensed as a deferred deposit lender in Utah, Oregon, Washington, Colorado, North Dakota and Montana.

State of Utah Department of Financial Institutions Certificate of Registration

Our loan service center is open 9 a.m. to 5 p.m. (PST) M-F to assist you with your needs via email, fax and phone. If needed, our support staff is available to take your calls, answer your questions and guide you through the payday loan process.

FINANCIAL EDUCATION

We want to be sure you understand that a short-term payday loan is designed to provide the cash needed to meet an immediate short term cash flow issue. It is not a solution for longer term financial requirements. You may want to discuss your financial situation with a consumer credit counseling service or other financial advisor in your community. Below are links to various sites providing debt reduction strategies and educational material for your financial well-being. We encourage you to utilize this material to provide a brighter financial future for your entire family by learning about the wise use of credit, budgeting, and setting financial goals.

A Source for Debt Counseling and Solutions: www.debtadvice.org/

Budgeting Tools: www.consumercredit.com

The Learning Center: www.consumercredit.com/clinic-links.htm

If you have any additional questions or comments, please contact us.