Maximum advance is $700 ($300 for first time applicants).
The fee is $12 per $100 borrowed.

CREDIT UNION MEMBERS

Loan Term (in days)	Annual Percentage Rate (APR)	Loan Amount $100    $200    $300    $400    $500    $600    $700
		FINANCE CHARGE
5	876.00%	$12      $24      $36     $48      $60      $72     $84
6	730.00%	$12      $24      $36     $48      $60      $72     $84
7	625.71%	$12      $24      $36     $48      $60      $72     $84
8	547.50%	$12      $24      $36     $48      $60      $72     $84
9	486.67%	$12      $24      $36     $48      $60      $72     $84
10	438.00%	$12      $24      $36     $48      $60      $72     $84
11	398.18%	$12      $24      $36     $48      $60      $72     $84
12	365.00%	$12      $24      $36     $48      $60      $72     $84
13	336.92%	$12      $24      $36     $48      $60      $72     $84
14	312.86%	$12      $24      $36     $48      $60      $72     $84
15	292.00%	$12      $24      $36     $48      $60      $72     $84
16	273.75%	$12      $24      $36     $48      $60      $72     $84
17	257.65%	$12      $24      $36     $48      $60      $72     $84
18	243.33%	$12      $24      $36     $48      $60      $72     $84
19	230.53%	$12      $24      $36     $48      $60      $72     $84
20	219.00%	$12      $24      $36     $48      $60      $72     $84
21	208.57%	$12      $24      $36     $48      $60      $72     $84
22	199.09%	$12      $24      $36     $48      $60      $72     $84
23	190.43%	$12      $24      $36     $48      $60      $72     $84
24	182.50%	$12      $24      $36     $48      $60      $72     $84
25	175.20%	$12      $24      $36     $48      $60      $72     $84
26	168.46%	$12      $24      $36     $48      $60      $72     $84
27	162.22%	$12      $24      $36     $48      $60      $72     $84
28	156.43%	$12      $24      $36     $48      $60      $72     $84
29	151.03%	$12      $24      $36     $48      $60      $72     $84
30	146.00%	$12      $24      $36     $48      $60      $72     $84

IMPORTANT: ExpressCash lending services are provided by CU on Payday, and the credit union is not the lender. Approvals are subject to CU on Payday's underwriting standards. Borrowers are limited to one loan outstanding of $700 at any one time.

Savings Only And Non Member Fee Schedule